Privacy Policy

Last updated: March 3, 2026

1. Information We Collect

When you create an account, we collect your email address and password (hashed). When you use the app, we store your budget data (income, expenses, debts, assets, and sinking funds) in our database.

We also collect basic usage analytics such as page views and feature usage to improve the product. We do not collect or store your payment card details — all payment processing is handled securely by Stripe.

2. How We Use Your Information

  • To provide and maintain the BudgetNest service
  • To sync your budget data across devices
  • To process subscription payments via Stripe
  • To send important account notifications (e.g., trial expiry, payment issues)
  • To improve the product based on aggregate, anonymized usage patterns

3. Data Storage & Security

Your data is stored in a Supabase-managed PostgreSQL database with row-level security (RLS) enabled. All data is encrypted in transit (TLS) and at rest. Only you can access your own data — not even our team can read your financial information without explicit authorization.

4. Third-Party Services

  • Supabase — authentication and database hosting
  • Stripe — payment processing and subscription management
  • Vercel / Coolify — application hosting

We do not sell, rent, or share your personal data with third parties for marketing purposes.

5. Data Retention

We retain your data for as long as your account is active. If you delete your account, all associated data will be permanently removed within 30 days.

6. Your Rights

You have the right to:

  • Access and export your data at any time (JSON, CSV, or PDF)
  • Request correction of inaccurate data
  • Request deletion of your account and all associated data
  • Withdraw consent for data processing

7. Cookies

We use essential cookies only — for authentication session management. We do not use advertising or tracking cookies.

8. Changes to This Policy

We may update this policy from time to time. We will notify you of significant changes via email or an in-app notice.

9. Contact

If you have any questions about this privacy policy, please contact us.